Abstract
This study analyses determinants of net interest margins (NIM) in Vietnam banking industry. The paper uses the secondary data of 26 banks with 260 observations for the period 2008–2017 and applies the panel data regression method. The empirical results indicate that lending scale, capitalization, inflation rate have positive impacts on net interest margin. In contrast, Managerial efficiency has a negative impact on net interest margin. However, bank size, credit risk, and loan to deposit ratio are statistically insignificant to net interest margin.
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Pham, A.H., Tran, C.K.Q., Vo, L.K.T. (2019). Determinants of Net Interest Margins in Vietnam Banking Industry. In: Kreinovich, V., Thach, N., Trung, N., Van Thanh, D. (eds) Beyond Traditional Probabilistic Methods in Economics. ECONVN 2019. Studies in Computational Intelligence, vol 809. Springer, Cham. https://doi.org/10.1007/978-3-030-04200-4_30
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DOI: https://doi.org/10.1007/978-3-030-04200-4_30
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