Abstract
In recent years, risk events on Internet finance’s platforms have occurred frequently, among which P2P platforms are particularly prominent. According to statistics, as of the end of 2019, there have been more than 5,800 risky cases involving platform disconnection or withdrawal difficulties, suspension of operations, or police intervention. The occurrence of these Internet finance’s platform risk events has seriously infringed on the interests of financial consumers and small and medium investors, disrupted the normal financial order, undermined the integrity system of the entire society, and brought major hidden risks to social stability. Therefore, it is of great practical significance to deeply study the risks of Internet finance’s platforms, analyze the reasons for their formation, and explore targeted solutions. This article starts from the concept of Internet finance and Internet finance platform, based on the characteristics of Internet finance and platform operation characteristics, and dynamically analyzes the generation, development and impact of risks from the operational links; Platform users) proceed to analyze the elements that may cause risks. On this basis, corresponding countermeasures and suggestions to prevent and resolve risks are put forward.
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Wu, Q., Fan, F. (2021). Analysis on the Causes of Risks of Internet Finance’s Platforms. In: Xu, Z., Parizi, R.M., Loyola-González, O., Zhang, X. (eds) Cyber Security Intelligence and Analytics. CSIA 2021. Advances in Intelligent Systems and Computing, vol 1343. Springer, Cham. https://doi.org/10.1007/978-3-030-69999-4_56
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DOI: https://doi.org/10.1007/978-3-030-69999-4_56
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