Abstract
In recent years, the bill business has developed rapidly, but it can not be ignored that there are also great risks in the bill business. In 2016, an Agricultural Bank of China (ABC) Bill case involving 3.9 billion yuan of paper swap with newspapers has aroused widespread social concern. At present, there are many problems in the traditional bill trading platform: Firstly, the transaction process is not transparent, and there are trust problems, which makes the bill circulation complicated and the cooperation efficiency low. Secondly, the paper-based bill is easy to be damaged and replaced in the process of delivery and storage, and there is a high operational risk. What’s more, paper bills are often unable to be handed over in time, providing loopholes for illegal activities such as empty-shell commercial bills and excessive sales of one bill. In order to deal with these problems, we need a new type of bill trading model without trust problems. As a new database technology, blockchain technology has the characteristics of distributed storage, consistent algorithm, intelligent contract, asymmetric encryption and so on, which can effectively solve the trust and security problems existing in the bill trading service platform. In view of the above research, firstly we briefly introduce the bill business process. After the demand analysis, the bill service transaction model based on blockchain is designed. Finally, by building the fabric blockchain platform and coding the smart contract, the model of the electronic bill transaction service based on the blockchain is realized. This model realizes bill issuance, endorsement transfer, discounting services on the blockchain platform.
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Acknowledgement
This work was supported by State Grid science and technology program 5217Q020002Q. The program name is “Research and application of unified and credible data management of government enterprise one network all in one office”.
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Wang, X., Guo, J., Li, D., Chen, X., Wang, K. (2021). A Transaction Model of Bill Service Based on Blockchain. In: Sun, X., Zhang, X., Xia, Z., Bertino, E. (eds) Artificial Intelligence and Security. ICAIS 2021. Lecture Notes in Computer Science(), vol 12737. Springer, Cham. https://doi.org/10.1007/978-3-030-78612-0_23
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DOI: https://doi.org/10.1007/978-3-030-78612-0_23
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