Abstract
Scientific and effective risk control is a core part of the implementation of agriculture-related loans business for micro-credit companies. In this paper, a rural micro-credit decision model is presented based on maximizing the expected rate of return while reducing the investment convergence. Use a unified multi-parent combination algorithm to solve the model and results show that the proposed method and model is scientific and easy operation which can provide a referential solving idea for decision management in micro-credit companies.
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Acknowledgements
The authors would like to thank anonymous reviewers for their very detailed and helpful review. This work was supported by National Natural Science Foundation of China (No.: 61502291), in part by the Project for Outstanding Young Teachers in Higher Education Institutions of Guangdong Province, in part by the Characteristic Innovation Project in Higher Education Institutions of Guangdong Province, and partly by the Fund of Natural Science Foundation of Guangdong Province of China (No.: 2014A030313454).
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Lin, J., Jiang, D., Li, K. (2016). Rural Micro-credit Decision Model Based on Principle of Risk Control. In: Li, K., Li, J., Liu, Y., Castiglione, A. (eds) Computational Intelligence and Intelligent Systems. ISICA 2015. Communications in Computer and Information Science, vol 575. Springer, Singapore. https://doi.org/10.1007/978-981-10-0356-1_42
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DOI: https://doi.org/10.1007/978-981-10-0356-1_42
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