Abstract
As the obligatory use of Active-X and authentication certificate is recently abolished in the country, fintech technology newly receives the attention which enables the easy payment. But, PW based user authentication system is not free from the hacking threat that the third party falsifies the parameter values for the parameter values. In addition, the system is vulnerable against PW information collection for a long time and analogy attack against PW as well. As the countermeasures for this threat, there is a method to use authentication key applying the algorithm to make one time PW using biometrics and current time information. This study suggested OTP configuration technique with new channel using cardiac impulse. Suggested technique is expected to contribute to safe fintech construction.
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This research was supported by Basic Science Research Program through the National Research Foundation of Korea (NRF) funded by the Ministry of Science, ICT and Future Planning (NRF-2013R1A1A1A05012348)
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Kang, BS., Lee, KH. 2-Channel authentication technique using cardiac impulse based OTP. J Comput Virol Hack Tech 12, 163–167 (2016). https://doi.org/10.1007/s11416-016-0271-5
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DOI: https://doi.org/10.1007/s11416-016-0271-5