How does information integration enhance SMEs’ credit quality: the mediating role of supply chain capabilities
Industrial Management & Data Systems
ISSN: 0263-5577
Article publication date: 26 November 2021
Issue publication date: 1 February 2022
Abstract
Purpose
This paper aims to investigate the relationship between information integration, supply chain capabilities and credit quality of small and middle enterprises (SMEs) in supply chain finance (SCF).
Design/methodology/approach
Grounded in the resource-based view (RBV) and signaling theory, this study proposes a theoretical model. Then, structural equation modeling and interview analysis are employed to test the theoretical model.
Findings
The results show that both two aspects of information integration, namely, information technology and information sharing, have positive effects on the SMEs’ credit quality in SCF, and these effects are mediated by supply chain capabilities.
Originality/value
First, the paper contributes to SCF literature by simultaneously examining the role of two dimensions of information integration (information technology and information sharing) in enhancing SMEs’ credit quality. Second, this paper enriches the existing theoretical research on SCF by integrating the SMEs perspective and SCF service provider perspective. Moreover, this paper explores the indirect effects of information integration on SMEs’ credit quality by incorporating supply chain capabilities as a mediating factor.
Keywords
Acknowledgements
This work was supported by Social Science Planning Research Project of Shandong [grant number 19CDNJ38].
Citation
Yuan, Y., Liu, L. and Liu, L. (2022), "How does information integration enhance SMEs’ credit quality: the mediating role of supply chain capabilities", Industrial Management & Data Systems, Vol. 122 No. 2, pp. 544-561. https://doi.org/10.1108/IMDS-10-2020-0621
Publisher
:Emerald Publishing Limited
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