Abstract:
This research aims to assess the effect of the promoters on the liquidity of Indian banks using the Net Stable Funding Ratio (NSFR) as a variable. The risk-weighted asset...Show MoreMetadata
Abstract:
This research aims to assess the effect of the promoters on the liquidity of Indian banks using the Net Stable Funding Ratio (NSFR) as a variable. The risk-weighted assets (RWA) are used as a moderator to assess their effect on NSFR and promoter. The data is analyzed by using the panel data method (PDM). 31 Indian banks were taken as samples in this study for the period from 2010 to 2019. It is observed that the base model shows a positive association between promoters and NSFR, it signifies that an increase in promoter value increases NSFR. In the second model, the impact of a moderator (RWA) is observed on NSFR and promoter and finds a significant and positive association between them. From the implications point of view, the study's findings will aid policymakers in comprehending how changes in promoters impact the NSFR and overall banking industry. The study is unique in the sense that there are rarely any studies being done to assess the relationship between NSFR and promoter. The study also lays the foundation for further studies concerning NSFR, RWA, and promoters.
Published in: 2024 18th International Conference on Ubiquitous Information Management and Communication (IMCOM)
Date of Conference: 03-05 January 2024
Date Added to IEEE Xplore: 12 February 2024
ISBN Information: