This paper presents a 4-GHz all-digital fractional-N PLL with a low-power TDC operating at low-rate retimed reference clocks, a compensator preventing big phase-error downfalls, and a loop settling monitor. Two retimed reference clocks, nCKR and pCKR, are employed in the TDC to estimate the fractional phase error between the low-rate reference and high-rate oscillator clocks. Applying the retimed reference clocks does not only reduce a dynamic power in its delay chain, but simplify a fractional phase-error correction. The phase-error compensator is introduced to avoid big phase-error downfalls caused by large output glitches originating from a high-speed accumulator. In addition, a loop-settling monitor is invented to allow the DCO operation mode to be shifted seamlessly and fast. By consuming 9.6 mW, the ADPLL achieves -97 dBc in-band phase noise, - 38 dBc/Hz integrated noise, and 740 ns settling time.