Abstract
This work was framed in the sanitary COVID 19 crisis, with the aim to consider the probability of access to credit, in financial institutions properly registered by the Superintendence of Banks, and Superintendence of Popular Economy and Supportive. We used the data of the Structural Company Survey of the year 2020. Through the analysis of the logistic probability in the economic sectors, was verified the commercial and manufacturing sectors have a bigger probability to access credit, making them susceptible in the financial sector, due to the critical effects created by the measures to hold the pandemic. Measures that range from governmental politics to the administrative politics of the company may attenuate the consequences.
This is a preview of subscription content, log in via an institution to check access.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
References
BCE: El Covid-19 Pasa Factura A La Economía Ecuatoriana: Decrecerá Entre 7,3% Y 9,6% en 2020. Banco Central del Ecuador, June 2020. https://www.bce.fin.ec/index.php/boletines-de-prensa-archivo/item/1369-el-covid-19-pasa-factura-a-la-economia-ec
Peñarreta, M.: Acceso al financiamiento y emprendimiento en la región 7 de Ecuador. Revista Publicando 4(13), 1–19 (2017)
INEC: Intituto Ecuatoriano de Estadísticas y Censos. ENESEM (2020). https://www.ecuadorencifras.gob.ec/encuesta-a-empresas/
Medina, E.: El Uso de los Modelos de Elección Discreta para la Predicción de Crisis Cambiarías: El Caso Latinoamericano. Universidad Autónoma de Madrid, Madrid (2003)
Rojas, L.: Situación del financiamiento a Pymes y empresas nuevas en América Latina. CIEPLAN, Santiago de Chile. CIEPLA, Santiago de Chile (2017)
Martinez, L.B., Guercio, M.B., Corzo, L., Hernán, V.P.: Determinantes del financiamiento externo de las PyMEs del MERCOSUR. Revista Venezolana de Gerencia 22(80), 672–692 (2018)
Wellalage, N., Locke, S.: Access to credit by SMEs in South Asia: do women entrepreneurs face discrimination. Res. Int. Bus. Financ. 41, 336–346 (2017)
Portal, M., Feito, D., Ramirez, N.: Determinantes del financiamiento externo en microempresas mexicanas. Revista Espacios 39(18), 1–13 (2018)
Belén, M., Martinez, L., Vigier, H.: Limitations to bank financing of high-tech SMEs. Estudios Gerenciales 33(142), 3–12 (2017)
León, J., Sánchez, M., Jopen, G.: Acceso y uso de microcréditos para la MYPE: la clave está en la diferenciación. Economía y sociedad 92(6), 6–11 (2017)
Delgado, D., Chávez, G.: Las Pymes En El Ecuador Y Sus Fuentes De Financiamiento. Revista Observatorio de la Economía Latinoamericana, pp. 1–18 (2018)
Franco Gómez, M.D.C., Gómez Gutiérrez, F., Serrano Orellana, K.: Determinantes del acceso al crédito para la PYME del Ecuador. Conrado 15(67), 295–303 (2019)
Granda, E.M.O., Zurita, I.N., Álvarez, J.C.E.: El sistema financiero en Ecuador. Herramientas innovadoras y nuevos modelos de negocio. Revista Arbitrada Interdisciplinaria Koinonía 5(10), 195–225 (2020)
Gujarati, D., Porter, D.: Econometría, 5th edn. McGrawhill, New York (2010)
Author information
Authors and Affiliations
Editor information
Editors and Affiliations
Rights and permissions
Copyright information
© 2022 The Author(s), under exclusive license to Springer Nature Switzerland AG
About this paper
Cite this paper
León, M., Redroban, C., Loaiza, V., León, P. (2022). Analysis of the Access to the Financing of the Ecuadorian Companies in the Framework of the Sanitary Emergency of COVID 19 and the Economic Sectors of Unemployment. In: Abraham, A., et al. Innovations in Bio-Inspired Computing and Applications. IBICA 2021. Lecture Notes in Networks and Systems, vol 419. Springer, Cham. https://doi.org/10.1007/978-3-030-96299-9_67
Download citation
DOI: https://doi.org/10.1007/978-3-030-96299-9_67
Published:
Publisher Name: Springer, Cham
Print ISBN: 978-3-030-96298-2
Online ISBN: 978-3-030-96299-9
eBook Packages: Intelligent Technologies and RoboticsIntelligent Technologies and Robotics (R0)