Abstract
The innovation of China's electronic information technology has promoted the birth and development of the new IoT UBI auto insurance in China. IoT UBI auto insurance based on the Internet of things shows the unique functions and advantages of multi-dimensional construction and development, also put forward important requirements for China's multi-faceted supervision, among which the unstable external environment determines that IoT UBI needs stricter and more cautious supervision. Through literature analysis and quantitative analysis, it is found that the Chinese government lacks clear regulations, regulatory policies, and regulatory support for IoT UBI. Based on the lack of national supervision procedures and the difficulty in building the system, it is necessary to establish relevant supervision procedures and future corresponding policies and regulations to provide legal support for national supervision departments, to promote the supervision of IoT UBI in China to be more inclusive and comprehensive.
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Acknowledgements
This work was supported by Foundation for Advanced Talents of Yulin Normal University (G2019SK02)
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Ye, X.W., Huang, Y., Qin, M.T., Huang, X.Y. (2022). China IoT UBI Car Insurance Regulatory Development Trend. In: Lin, YB., Deng, DJ., Yang, CT. (eds) Smart Grid and Internet of Things. SGIoT 2021. Lecture Notes of the Institute for Computer Sciences, Social Informatics and Telecommunications Engineering, vol 447. Springer, Cham. https://doi.org/10.1007/978-3-031-20398-5_2
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