Abstract
The concept of multi-factors detached coefficients is put forth and an evaluation method is given for customer’s credit in this paper. We also get the optimal multi-factors detached coefficients matrix by minimizing the estimate errors. According to this matrix, we get the scores vector of customer’s credit at n factors, further the credit of the customers is evaluated and selected by commerce banks.
Humanities Foundation of State Education Ministry (NO.02JA790009) supports this work.
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Zhou, Z., Tang, X., Shi, Y. (2004). A Multi-factors Evaluation Method on Credit Evaluation of Commerce Banks. In: Shi, Y., Xu, W., Chen, Z. (eds) Data Mining and Knowledge Management. CASDMKM 2004. Lecture Notes in Computer Science(), vol 3327. Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-540-30537-8_25
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DOI: https://doi.org/10.1007/978-3-540-30537-8_25
Publisher Name: Springer, Berlin, Heidelberg
Print ISBN: 978-3-540-23987-1
Online ISBN: 978-3-540-30537-8
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