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e-governance in debts recovery tribunals and debts recovery appellate tribunals: a framework for implementation in India

Published: 27 October 2014 Publication History

Abstract

This paper aims to study the processes of Debts Recovery Tribunals (DRTs) and Debts Recovery Appellate Tribunals (DRATs) in India and propose an e-Governance framework to improve their core functioning and expedite the recovery of Non-Performing Assets (NPAs) of Banks and Financial Institutions (FIs). It also discusses how DRTs, DRATs, Ministry of Finance (MoF), Govt. of India and external stakeholders (Banks, FIs, Companies, Advocates and Individuals) may benefit from the innovative use of ICT in DRTs and DRATs. The paper also briefly mentions the possible challenges and solutions.

References

[1]
Arunima Mishra. Recovery Laws of India and USA: A Comparison. International Indexed & Refereed Research Journal, (Feb, 2013). ISSN 0975-3486.
[2]
Rasika Gynedi. India's Non-performing Assets: A Lurking Crisis. Centre for Strategic & International Studies, (Apr 2014).
[3]
R. D. Choudhari, D. K. Banwet and M. P. Gupta. Identifying Risk Factors in E-governance Projects: http://www.csisigegov.org/1/28_411.pdf, accessed on 21 Aug 2014.
[4]
The Debts Recovery Tribunal (Procedure) Rules, 1993. The Gazette of India.
[5]
The Debts Recovery Appellate Tribunal (Procedure) Rules, 1994. The Gazette of India.
[6]
The Recovery of Debts Due to Banks and Financial Institutions Act, 1993. Universal's, New Delhi-India. 2013.
[7]
The Securitization and Reconstruction of Financial Assets & Enforcement of Security Interest Act, 2002. Universal's, New Delhi-India. 2014.

Cited By

View all
  • (2017)Transformational Changes Through ICTProceedings of the 10th International Conference on Theory and Practice of Electronic Governance10.1145/3047273.3047298(520-521)Online publication date: 7-Mar-2017
  • (2016)E-governance in central Bureau of NarcoticsProceedings of the International Conference on Electronic Governance and Open Society: Challenges in Eurasia10.1145/3014087.3014098(61-66)Online publication date: 22-Nov-2016

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  1. e-governance in debts recovery tribunals and debts recovery appellate tribunals: a framework for implementation in India

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            cover image ACM Other conferences
            ICEGOV '14: Proceedings of the 8th International Conference on Theory and Practice of Electronic Governance
            October 2014
            563 pages
            ISBN:9781605586113
            DOI:10.1145/2691195
            Permission to make digital or hard copies of all or part of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. Copyrights for components of this work owned by others than ACM must be honored. Abstracting with credit is permitted. To copy otherwise, or republish, to post on servers or to redistribute to lists, requires prior specific permission and/or a fee. Request permissions from [email protected]

            Sponsors

            • Macao Foundation, Macao SAR Govt: Macao Foundation, Macao SAR Government
            • Municipio de Guimarães: Municipio de Guimarães

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            Association for Computing Machinery

            New York, NY, United States

            Publication History

            Published: 27 October 2014

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            Author Tags

            1. DRAT
            2. DRT
            3. India
            4. NPA
            5. RDDB&FI
            6. SARFAESI
            7. e-governance
            8. finance
            9. framework
            10. law

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            ICEGOV2014
            Sponsor:
            • Macao Foundation, Macao SAR Govt
            • Municipio de Guimarães

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            ICEGOV '14 Paper Acceptance Rate 30 of 73 submissions, 41%;
            Overall Acceptance Rate 350 of 865 submissions, 40%

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            Cited By

            View all
            • (2017)Transformational Changes Through ICTProceedings of the 10th International Conference on Theory and Practice of Electronic Governance10.1145/3047273.3047298(520-521)Online publication date: 7-Mar-2017
            • (2016)E-governance in central Bureau of NarcoticsProceedings of the International Conference on Electronic Governance and Open Society: Challenges in Eurasia10.1145/3014087.3014098(61-66)Online publication date: 22-Nov-2016

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