John Marlon Marlon Lazaga
ABSTRACT
The Data-based bank loan application is a system where potential borrowers can assess their approvals using MS access application. It's for the ease of access for both the bank and borrowers. It contains all the customers’ necessary details of the same when applying on-site. It will then be used for an easy way of automating loan approvals depending on bank requirements and formulations used to approve a loan application.
- Berger, A. N. & Udell, G. F. (2006). A more complete conceptual framework for SME Finance. Journal of Banking and Finance 30, pp. 2945–2966.Google Scholar
Cross Ref
- D'Arcy J, Hovav A, Galletta DF (2009) User Awareness of Security Countermeasures and its Impact on Information Systems Misuse: A Deterrence Approach. Information Systems Research 20 (1):79-98Google ScholarDigital Library
- Mudd, S. (2012). Bank Structure, Relationship Lending, and Small Firm Access to Finance: A Cross-Country Investigation. Journal of Financial Services Research, Vol. 44, Issue 2, pp. 149-174. DOI: 10.1007/s10693-012-0140-4Google ScholarCross Ref
- Forcht KA (1994) Computer Security Management. Boyd and Fraser, Danvers, MAGoogle Scholar
- Homolka, L., Doležal, J., & Novák, P. (2014). Longitudinal Design as an Extension to Standard Banking Approaches to Companies’ Financial Performance Assessment and Prediction. European Financial Systems 2014. Proceedings of the 11th International Scientific Conference, Brno: Masaryk University, 2014, pp. 48-59. ISBN 978-80-210-7153-7.Google Scholar
- Bartoli, F., Ferri, G., Murro, P., & Rotondi, Z. (2013). SME Financing and the choice of lending technology in Italy: Complementarity or substitutedGoogle Scholar
- Kankanhalli A, Teo H-H, Tan BCY, Wei K-K (2003) An Integrative Study of Information Systems Security Effectiveness. International Journal of Information Management 23:139-154Google ScholarDigital Library
- Siponen M, Vance A (2010) Neutralization: New Insights into the Problem of Employee Information Systems security Policy Violations. MIS Quarterly 34 (3):487-502Google ScholarCross Ref
- Mileris, R. (2012). Macroeconomic Determinants Loan Portfolio Credit Risk in Banks. Inzinerine Ekonomika-EngineeringEconomics, Vol. 23, No. 5, pp. 496-504. DOI 10.5755/j.01.ee.23.5.1890.Google Scholar
- Straub DW (1990) Effective IS Security: An Empirical Study. Information Systems Research 1 (3):255-276Google ScholarDigital Library
- Degryse, H., & Van Cayseele, P. (2000). Relationship lending within a bank-based system: Evidence from European small business data. Journal of Financial Intermediation, 9: 90-109. DOI: 10.1006/j n.1999.0278Google ScholarCross Ref
Recommendations
A Method for Strategic Asset-Liability Management with An Application to the Federal Home Loan Bank of New York
Strategic asset-liability management is a primary concern in today's banking environment. In this paper, we present a methodology to assist in the process of asset-liability selection in a stochastic interest rate environment. In our approach, a ...
Modeling bank interest margin and loan quality under the troubled asset relief program: an option-pricing approach
The troubled assets on U.S. banks' books could grow to as much as $5 trillion, one Goldman Sachs analyst estimates [10]. Will setting up the Troubled Asset Relief Program (TARP) be good move for bank loan quality? The answer is yes. In an option-pricing ...
A Market-Based Measure of Credit Portfolio Quality and Banks' Performance During the Subprime Crisis
We propose a new method for measuring the quality of banks' credit portfolios. This method makes use of information embedded in bank share prices by exploiting differences in their sensitivity to credit default swap spreads of borrowers of varying ...
Comments