Hui Shou
ABSTRACT
In this paper, I empirically study on three different types of sample commercial banks by TFP model and techniques of generalized method of moments. I focus on banks’ performance, and employ TFP model to evaluate the operational efficiency of china's banking by generalized method of moments. I find that financial technology can improve the efficiency of banks by optimizing the level of risk control. Financial Technology of China's banks has a significant role in the operational efficiency of commercial banks. Furthermore, these results are strongly force on china's banking to improve efficiency of financial technology.
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