Meiryani Meiryani
ABSTRACT
This study aims to analyze the use of digital technology in Micro, Small, and Medium Enterprise’ funding in the post-Covid-19 pandemic era. This study uses primary data obtained through in-depth interviews with 7 MSME entrepreneurs from various business fields in various regions in Indonesia who have received or are currently receiving funding from other parties. The data obtained were analyze using the narrative data analysis method. The results of this study indicate that digital technology has been used widely and has a significant impact on MSME funding by various funding sources and become an effective means in assisting the development and encouraging the growth of MSMEs.
- Abe, M., Troilo, M., & O, B. (2012). Financing Small and Mesium Enterprises in Asia and the Pasific. Journal of Entrepreneurship and Public Policy, 4(1), 2-32.Google Scholar
Cross Ref
- Adinda, C. P. (2020, Oktober 07). News: CNBC Indonesia . Retrieved from www.cnbcindonesia.com: https://www.cnbcindonesia.com/news/20201007145144-4-192535/ survey-because-covid-19-35-worker-in-indonesia-affected-layoffGoogle Scholar
- Bianchi, C., Glavas, C., & Mathews, S. (2016). SME international performance in Latin America. Journal of Small Business and Enterprise Development, 24(1) 176-195.Google ScholarCross Ref
- Erwansyah. (2018). The Role of Micro, Small and Medium Enterprises (MSMEs) in the Food Sector on Community Welfare in the Islamic Economic Perspective. Lampung: Raden Intan State Islamic University.Google Scholar
- Esterina, F. C. (2021, Desember 10). data.tempo.com. Retrieved from Tempo.com: https://data.tempo.co/data/1111/ number-sme-in-indonesiaGoogle Scholar
- Eze, S. C., Olatunji, S., Chinedu-Eze, V. C., & Bello, A. O. (2018). Key Succes Factors Influencing SME managers' information behavior on emerging ICT (EICT) adoption decision-making in UK SMEs. Journal of Business Accounting .Google Scholar
- Hendra, S. P. (2017). Strategy to Improve Micro, Small and Medium Enterprises (MSMEs) in Indonesia . Journal of DPR RI, 93-103.Google Scholar
- Indrawati, H., Caska, & Suarman. (2020). Barriers to Technological Innovations of SMEs: How to Solve Them? International Journal of Innovation Science, 12(5) 545-564.Google ScholarCross Ref
- Januarizka, I. P., & Sudana, I. M. (2014). Application of Pecking Order Theory and Its Relation to the Selection of Company Capital Structure in the Manufacturing Sector in Indonesia and Australia. Indonesian Journal of Business Management, Vol.1, Nomor 3, 451-468.Google Scholar
- Juditha, C. (2020). Impact of the Use of Communication Information Technology on Community Communication Patterns. Journal of Communication and Development Research, 131-144.Google Scholar
- Keuangan, K. (2021, September 27). News: Ministry of Finance of the Republic of Indonesia. Retrieved from www.kemenkeu.go.id: https://www.kemenkeu.go.id/ publications/news/government-continues-strengthen-SME-through-various-forms-assistance/Google Scholar
- Myers, S. (2001). Capital Structure. The Journal of Economic Perspective, Vol. 15, No. 2, pp. 81-102.Google ScholarCross Ref
- Writer, T. (2021, April 23). News: Coordinating Ministry for Economic Affairs of the Republic of Indonesia. Retrieved from www.ekon.go.id: https://www.ekon.go.id/publikasi/detail/2922/ the importance of-fintech-and-SME-collaboration-in-accelerating-recovery-national-economyGoogle Scholar
- Rahmawati, M. (2017). Use of Information Systems in Electronic Business Communications. Journal of Accounting and Finance, 39-46.Google Scholar
- Rahmini, Y. S. (2017). The development of MSMEs (Micro, Small and Medium Enterprises) in Indonesia. Cano ekonomos scientific journal, 51-58.Google Scholar
- Ramadhani, N. (2020, Maret 04). Learning to Invest: Acceleration. Retrieved from www.akseleran.co.id: https://www.akseleran.co.id/blog/crowdfunding/Google Scholar
- Redaksi. (2021, April 07). Artikel: OCBC NISP. Retrieved from www.ocbcnisp.com: https://www.ocbcnisp.com/id/Article/2021/04/07/definition-smeGoogle Scholar
- Rohma, N. (2017). Empowerment of Micro, Small and Medium Enterprises (MSMEs) at the Baznas . Business Incubator Institution. Jakarta: UIN Syarif Hidayatullah .Google Scholar
- Salam, M. T., Imtiaz, H., & Burhan, M. (2021). The Perceptions of SME retailers towards the usage of social media marketing amid COVID-19 crisis. Journal of Entrepreneurship in Emerging Economies, 231-245.Google Scholar
- Santoso, R., Yanu, A., & Ardianto, N. (2020). Utilization of Digital Marketing for Business Development at Youth Organizations. community service journal, 326-338.Google Scholar
- Shyam-Sunder, L., & Myers. (1999). Testing Static Tradeoff Against Pecking Order Models of Capital Structure. Journal of Financial Economics, Vol. 51, pp. 219-244.Google ScholarCross Ref
- Wonglimpiyarat, J. (2015). Challenges of SMEs innovation and entrepreneurial financing. Journal of Entrepreneurship, Management and Sustainable Development , 11(4), 295-311.Google ScholarCross Ref
- Azhar Susanto & Meiryani. 2018. How user ability and top management support influence on accounting information system quality and its impact on the quality of accounting information. Journal of Engineering and applied sciences, 13(16), pp-6645-6652.Google Scholar
- Meiryani.,Siagian,P.,Puspokusurno, R.A.A.W.,Lusianah. 2020. Decision Making and Management Information Systems. Journal of Critical Reviews.7(7), pp. 320-325.Google Scholar
- Susanto,A.,Meiryani. The Importance of Risk Management in an Organizations. International Journal of Scientific and Technology Research, 7(11), pp. 103-107.Google Scholar
- Oktaviana, D. (2017). “Effect of Business Capital and Quality of Human Resources (HR) on the Performance of SMEs in Rimbo Bujang District, Tebo Regency". Quoted from https://repository.unja.ac.id/. Retrieved February 09, 2020.Google Scholar
- Jason, P.T. (2015). “Effect of Capital, Quality of Human Resources and Promotion of Empowerment of Micro, Small and Medium Enterprises”. Journal of Management, Vol 1(1). ISSN : 2502-7689.Google Scholar
- Pramaishella, N.A. (2018). “Effect of Government Support Capital and Competence Human Resources on the Performance of Micro, Small and Medium Enterprises in Kencong District, Jember Regency. Journal of the Proceedings of the Creative Economy at Digital Era, Vol.1 (1) 2018.Google Scholar
- Rakhmawati, F.F. (2018). “Effect of Financial Literacy, Use of Information Accounting and Human Resources on the Performance of SMEs”. Electronic Journal. Vol 4 (1).Google Scholar
Index Terms
- ANALYSIS THE USE OF DIGITAL TECHNOLOGY IN MSME FUNDING DURING COVID-19 PANDEMIC ERA
Recommendations
Funding acknowledgement analysis: an enhanced tool to investigate research sponsorship impacts: the case of nanotechnology
There is increasing interest in assessing how sponsored research funding influences the development and trajectory of science and technology. Traditionally, linkages between research funding and subsequent results are hard to track, often requiring ...
Research on Academic Discourse Power of Scientific Collaboration on COVID-19 Pandemic
ICDEL '22: Proceedings of the 7th International Conference on Distance Education and LearningThe sudden outbreak of COVID-19 pandemic at the beginning of 2020 poses a significant threat to the health and safety of people worldwide. Given the speed and scope of the COVID-19 pandemic, countries around the world have carried out scientific ...
Funding acknowledgment analysis: Queries and caveats
Thomson Reuters's Web of Science WoS began systematically collecting acknowledgment information in August 2008. Since then, bibliometric analysis of funding acknowledgment FA has been growing and has aroused intense interest and attention from both ...
Comments